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INTERNATIONAL PREPAID CARDS

A list of debit cards that you can order home and use everywhere
  1. ID: Scan or picture of your National ID or passport
  2. Proof of residence: An utility bill, no older than 3 months, with your name and address on it.
  3. Contact details: A functional e-mail address that will be used for authentication.
  4. 2nd factor authentication: Active mobile phone number able to receive SMS messages
  5. Payment instrument: A card or account that allows you to make a first payment if needed. Upfront payment is not always mandatory, but usually those who ask for it will offer cheaper services later.
  6. Other documents: Some service providers may ask for additional documents in order to raise limits, including notarized documents or contracts/bills for processing large sums.
  1. Buy online without exposing your main accounts.
  2. Travel without worrying of card loss or theft.
  3. Transfer money with lower fees.
  4. Invest in forex, gold or bitcoin while keeping easy access to the money.
  5. Gamble online from anywhere, without being blacklisted.
  6. Keep your credit rating high by avoiding unnecessary contact with banks
  7. Protect your financial privacy against people who may have too easy access to the data.
  8. Shelter your income from garnishment.
  9. Avoid the blocking of the banking system, as experienced by the people of Greece or Cyprus.
  10. Keep an emergency stash, in case you need to leave your home in a hurry.

Viabuy

Viabuy Mastercard
Germany

Features

Card currency
Accounts
EUR
Options
IBAN account, Paypal

Cost

Issuance fee
89,7€ covering three years of usage
Maintenance fee
0
Inactivity
10€/month after 12 months
Deposit from external account
0
Deposit from a card
1,75%
Transfer to any account
0
Transfer to any card
N/A
Transfer between users
0
E-wallet to card transfer
0
ATM withdrawal
5€
POS/online payment
0
Currency exchange
2,75%

Limitations

When you send money from the account, the name of the sender is "PPRO Financial LTD"

Benefits

Lowest long-term relative costs if frequently used, either online, with POS or for banking transfers.

Fastest and easiest registration procedure

Can be funded from another card

The bank account is compatible with Paypal withdrawals

Payoneer

Payoneer Mastercard
USA

Features

Card currency
$/€/+
Accounts
EUR/USD/GBP/JPY/CNY
Options
IBAN account, Paypal

Cost

Issuance fee
0
Maintenance fee
25$/year*
Inactivity
N/A
Deposit from external account
0 (1% în SUA)
Deposit from a card
3%
Transfer to any account
0
Transfer to any card
N/A
Transfer between users
0
E-wallet to card transfer
0
ATM withdrawal
3,15$ sau 2,5€
POS/online payment
0/1% (cross-border/cuurency)
Currency exchange
3%

Limitations

Can't normally be funded by the owner, just by customers or employers.

Benefits

High flexibility for professionals / Card payments from 3rd parties possible

Individual accounts in € (Germany), $ (USA), £ (UK), ¥ (Japan), Yuan (China).

The European accounts are accepted for Paypal withdrawals (the US one are not!)

First year free if you sign up from this link

Paysera

Paysera Visa
Lithuania

Features

Card currency
Accounts
EUR,USD,CHF,+
Options
IBAN account, Paypal

Cost

Issuance fee
3€
Maintenance fee
0,45€/month
Inactivity
N/A
Deposit from external account
0
Deposit from a card
N/A
Transfer to any account
0-0,15 euro
Transfer to any card
N/A
Transfer between users
0
E-wallet to card transfer
0
ATM withdrawal
1/1,5€
POS/online payment
0 in euro in EU / 0,1€ + FX elsewhere
Currency exchange
2%

Limitations

High fees for online or POS payments outside the EU or in a different currency

Benefits

One of the lowest ATM fees

Local accounts open in banks from most EU countries

The bank account and card are compatible with Paypal withdrawals

Sogexia

Sogexia Mastercard
France

Features

Card currency
Accounts
EUR
Options
IBAN account

Cost

Issuance fee
9,9€
Mentenance fee
0
Inactivity
3€/mo. after 9 months
Deposit from external account
2%
Deposit from a card
2,5%
Transfer to any account
0
Transfer to any card
N/A
Transfer between users
0
E-wallet to card transfer
0
ATM withdrawal
1€
POS/online payment
0
Currency exchange
3%

Limitations

A 2% fee on received amounts is burdensome for large volumes

The bank account is from UK, hence not compatible with Paypal withdrawals

Benefits

One of the lowest ATM fees

Skrill

Skrill Mastercard
United Kingdom

Features

Card currency
€/$/£/+
Accounts
EUR/USD/GBP/+
Options
N/A

Cost

Issuance fee
First year upfront
Maintenance fee
10€/year
Inactivity
1€ month after 12 months
Deposit from external account
0
Deposit from a card
1,9-2,25%
Transfer to any account
3,95€
Transfer to any card
N/A
Transfer between users
1% (max.10€)
E-wallet to card transfer
0
ATM withdrawal
1,75%
POS/online payment
0
Currency exchange
2,49%

Limitations

Fees go up if you are determined to be a professional player

Benefits

Funding from "Maestro" cards is free!

Paymix

Paymix Mastercard
Malta

Features

Card currency
Accounts
EUR
Options
N/A

Costs

Issuance fee
12€
Maintenance fee
12€ după primul an
Inactivity fee
N/A
Deposit from external account
0 (or 4€ for over 10.000)
Deposit from a card
3% (min. 1,5€)
Transfer to any account
1-3,5€
Transfer to any card
N/A
Transfer between users
0,5€
E-wallet to card transfer
0
ATM withdrawal
5€
POS/online payment
0
Currency exchange
3%

Limitations

15€ and 25€ fees for upgrading service levels and various substantial administrative fees

Minimum threshold of 10 euros for card payments

Benefits

Being able to load from another card

ePayments

ePayments Mastercard
United Kingdom

Features

Card currency
€/$
Accounts
EUR,USD,RUB
Options
Anonymous, Bitcoin

Cost

Issuance fee
5€
Maintenance fee
2,4€/month (0 for mo. spending > €300)
Inactivity
8€/month after 6 months
Deposit from external account
0
Deposit from a card
2,6%
Transfer to any account
75€ - 125€
Transfer to any card
3,5%
Transfer between users
0
E-wallet to card transfer
0
ATM withdrawal
2,4€
POS/online payment
0
Currency exchange
2,6%

Limitations

SEPA transfers not available.

Benefits

Lowest fee for transfer to another card: 3,5%.

Worldcore

Worldcore Mastercard
Czech Republic

Features

Card currency
Accounts
EUR,USD
Options
Bitcoin

Cost

Issuance fee
20€
Maintenance fee
0
Inactivitate
N/A
Deposit from external account
0/1,75%
Deposit from a card
N/A
Transfer to any account
0,75% (min.40€/max.70€)
Transfer to any card
2% + 6€
Transfer between users
0
E-wallet to card transfer
0,99€
ATM withdrawal
2,25€
POS/online payment
0
Currency exchange
2%

Limitations

Paayment to bank account has high fees

Benefits

Fixed ATM fee favors large withdrawals

AdvCash

AdvCash Mastercard
Belize

Features

Card currency
€/$
Accounts
EUR,USD,GBP,RUB
Options
Virtual, Anonymous, Bitcoin

Cost

Issuance fee
5€ / virtual 1€
Maintenance fee
0
Inactivity
N/A
Deposit from external account
0/1,5%
Deposit from a card
N/A
Transfer to any account
N/A
Transfer to any card
6€ + 1%
Transfer between users
0
E-wallet to card transfer
1€/1$
ATM withdrawal
2€/$ - 3€ (non€/$)
POS/online payment
0
Currency exchange
2%

Limitations

Money can't be withdrawn to account

Benefits

Great flexibility transfering to and from other e-wallets

Payeer

Payeer Mastercard
Georgia

Features

Card currency
€/$
Accounts
EUR,USD,RUB
Options
Bitcoin

Cost

Issuance fee
10$
Maintenance fee
0
Inactivity
N/A
Deposit from external account
0
Deposit from a card
6,2% + 0,5$*
Transfer to any account
3,65%
Transfer to any card
3,1% + 6$
Transfer between users
1%
E-wallet to card transfer
2,5% + 1$
ATM withdrawal
0 (but see above)
POS/online payment
0
Currency exchange
2%

Limitations

Can be funded from another card but only VISA

Benefits

Highest ATM limits: 5x1000 euro daily.

OKpay

OKPay Mastercard
Cyprus

Features

Card currency
$
Accounts
EUR,USD
Options
Virtual

Cost

Issuance fee
15$ / same for virtual
Maintenance fee
0,5%/month
Inactivity
5€/month after 12 months
Deposit from external account
1€
Deposit from a card
4%
Transfer to any account
1% + 50€
Transfer to any card
4% + 7€
Transfer between users
0,5% (max.3€)
E-wallet to card transfer
3$
ATM withdrawal
2% (3$ - 15$)
POS/online payment
0
Currency exchange
[card]

Limitations

Few options on transfering funds.

Benefits

Can be funded via QIWI machines

Payza

Payza Mastercard
Canada

Features

Card currency
$
Accounts
EUR,USD,+
Options
Bitcoin

Cost

Issuance fee
20$
Maintenance fee
1$
Inactivity
2$/month after 3 months
Deposit from external account
6€
Deposit from a card
3,5%
Transfer to any account
15$
Transfer to any card
8$
Transfer between users
0 (sending)/2,9%+0,25€
E-wallet to card transfer
1$
ATM withdrawal
2,5$
POS/online payment
1$
Currency exchange
2,5%+1,5$

Limitations

High mentainance costs if not used

Benefits

Great flexibility about locations and industries accepted